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Michael O'Brien

Executive Vice President
NMLS#: 71311

Phone: (714) 726-9950
mobrien@emeraldcoastinv.com

Hello, welcome to my page.

Providing mortgage financing options for over 20 years.

Conventional, VA, FHA, USDA, Jumbo, and Private Money mortgage financing. California and Texas.

Our Loan Process

1: Pre-Approval

A loan pre-approval sets you up for a smooth home buying experience.

2: Shop

Start working with a real estate agent and viewing homes.

3: Loan Application

A few documents are needed to get a loan file through underwriting.

4: Loan Processing

Assemble all the necessary paperwork and details for the underwriter.

5: Underwriting

They closely evaluate all the documentation in the loan package.

6: Closing

Documents are drawn and sent to the title company for closing.

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